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How to Choose a Contractor in Maryland: Complete Guide

January 12, 2025
15 min read

Choosing the right contractor is one of the most important decisions you'll make for your home improvement project. In Maryland, where licensing requirements exist to protect homeowners, knowing what to look for can save you thousands and prevent major headaches.

Maryland Contractor Requirements

In Maryland, contractors performing home improvement work over $500 must be registered with the Maryland Home Improvement Commission (MHIC). This registration provides homeowners with important protections, including access to the Guaranty Fund if problems arise.

Your Contractor Vetting Checklist

Verify Maryland Home Improvement Commission (MHIC) license
Confirm general liability and workers compensation insurance
Check references from recent local projects
Read online reviews on Google, Yelp, and Angie's List
Get at least 3 written estimates
Review detailed contract before signing
Confirm permit responsibilities
Understand payment schedule and avoid large deposits

Red Flags to Watch For

No physical business address or only a PO Box
Requests full payment upfront
No written contract or vague contract terms
Cannot provide proof of insurance
Pressures you to sign immediately
Offers unusually low bids
No MHIC license number displayed
Only accepts cash payments

How to Verify an MHIC License

You can verify any Maryland contractor's license online at the MHIC website (dllr.state.md.us/license/mhic). Enter the contractor's name or license number to confirm their registration is current and check for any complaints or disciplinary actions.

Questions to Ask Before Hiring

  • How long have you been in business?
  • Can you provide references from similar projects?
  • Who will be on-site managing the project?
  • What is your timeline for this project?
  • How do you handle change orders?
  • What warranties do you offer?
  • Will you obtain all necessary permits?

Understanding Your Contract

A proper contract should include detailed scope of work, materials to be used, total price and payment schedule, start and completion dates, permit responsibilities, warranty information, and cancellation terms. Never sign a contract with blank spaces or vague descriptions.

Looking for a Reliable Maryland Contractor?

Build Dog Construction is fully licensed (MHIC), insured, and committed to transparency. We're happy to answer any questions and provide references.